Revolving Loan Fund Program

Revolving Loan Funds


IAED’s revolving loan funds deliver high risk capital to projects that may not be fully financed through conventional sources. They’re generally used as gap financing when bank financing and owner equity don’t entirely cover project costs.

IAED considers businesses that sell most of their goods or services to customers outside of Tompkins County. Those that operate locally may also be considered for the loan program if they can demonstrate that they don’t compete with other local businesses and will create or retain permanent full-time jobs.

The aim of our revolving loan funds is to create quality employment by attracting entrepreneurs and backing their new or growing ventures. Its as bold as it is popular, precision fit by IAED to your specific situation.

Amount Loaned ($)


Jobs Created

A bridge to possible

Get there through our Revolving Loan Fund Program

IAED revolving loans are targeted toward small businesses, sparking innovation and growth and spanning the divide to success. If we build it, we’ll get from here to there. Together.

Traditional Gap Funds

IAED’s revolving loan funds can be used for traditional gap financing to qualified businesses who need just a little more than a traditional lender can provide, moving a project from futility to fruition.

Contact for more information on our revolving loan fund program.

Opportunity Fund

The Opportunity Fund takes an equity, or equity-like, position by investing in high growth startup businesses.
IAED Loan Program Policies are available here.
This institution is an equal opportunity provider, employer, and lender.
If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at

"TCAD’s loan fund provided critical funding to rapidly accelerate the growth of our start up company... We couldn’t have done it without TCAD’s support and ongoing commitment to our company’s success.”

Nick Nickitas, Founder & CEO, Rosie